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Financing Options Available

We have three select partners that we work with to provide financing options. Between the three we offer some flexibility and range of benefits to help get your started.

Ally Lending

Credit Score: 630-679 – 14.9% / 680+ – 9.9%

Alicia Kriebaum & Holly Nelson || (636) 279-1227

Ally Lending is on a mission to give you the most straightforward, easy, and efficient financing in the game. Their financing gives you the option to pay over time for products and services, so you don’t have to put your life on hold. For over 100 years, Ally has been known for relentless dedication to customers, commitment to innovation, and simple, smart experiences

World Finance

Credit Score: 630-679 – 14.9%

At World Finance, we help people get back to the good in life. That means working alongside our customers to find the right payment plan that matches their financial situation, even those with low credit or no credit.


Credit Score: Below 630

At Okinus, our goal is to provide families with easy access to fast, flexible options to lease-purchase high quality merchandise at an affordable price while rebuilding credit. Are you currently in the market for a new HVAC unit? We can help. The good news is you finally have instant access to bring home what you want, when you need it – with no credit needed financing.